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MREIF PRIVACY POLICY

IMPORTANT: PLEASE REVIEW THE ARBITRATION AGREEMENT SET FORTH BELOW CAREFULLY, AS IT WILL REQUIRE YOU TO RESOLVE DISPUTES WITH MREIF PROJECT SPV LIMITED LIMITED ON AN INDIVIDUAL BASIS THROUGH FINAL AND BINDING ARBITRATION. BY ENTERING THIS AGREEMENT, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND ALL OF THE TERMS OF THIS AGREEMENT AND HAVE TAKEN TIME TO CONSIDER THE CONSEQUENCES OF THIS IMPORTANT DECISION.

WHAT USER DATA YOU CREATE OR PROVIDE TO US

When you visit the https://housing.mreif.com.ng. platform and create an account, you provide us with the following data:

  • To better understand your needs
  • To improve our services
  • To send you promotional emails containing the information we think you will find interesting
  • To contact you to fill out surveys and participate in other types of market research
  • To customize our platform according to your online behaviors and personal preferences.

WHY WE COLLECT YOUR DATA

We are collecting your data for several reasons:

  • Your IP address
  • Your Personal information that includes your name and a password.
  • Payment Information to your account
  • Other information such as interests and preferences
  • Data profile regarding your online behavior on our platform
  • You might choose to provide us with information like an email address to receive updates about our services

PROVIDE OUR SERVICES

We use your information to deliver our services, such as processing the terms you search for in order to return results.

MAINTAIN & IMPROVE OUR SERVICES

We also use your information to ensure that our services are working as intended, such as tracking out fraudulent activities, ages or troubleshooting issues that you report to us. And we use your information to make improvements to our services – for example, understanding which properties or locations are most frequently searched for will help us optimize search functions used across our services.

your activity

We collect information about your activity in our services, which we use to provide or recommend similar things. The activity information that we collect may include:

  • Properties that you search for
  • Pictures and locations of property
  • Title documents of property
  • Personal certifications
  • Purchase activity
  • People with whom you communicate or share content
  • Chrome browsing history that you have synced with your MREIF Account.

YOUR LOCATION INFORMATION

We collect information about your location when you use our services, which helps us offer features such as availability of properties in your supposed area to purchase or rent.

Your location can be determined with varying degrees of accuracy by:

  • Your location can be determined with varying degrees of accuracy by:
  • GPS
  • IP address
  • Sensor data from your device
  • Information about things near your device, such as Wi-Fi access points, cell towers and Bluetooth enabled devices

SAFEGUARDING AND SECURING THE DATA

MREIF is committed to securing your data and keeping it confidential. MREIF has done all in its power to prevent data theft, unauthorized access, security risks and disclosure by implementing the latest technologies and software, which help us safeguard all the information we collect online.

All MREIF’s platforms are built with strong security features that continuously protect your information. The insights we gain from maintaining our services help us detect and automatically block security threats from ever reaching you. And if we do detect something risky that we think you should know about, we will notify you and help guide you through steps to stay better protected

We work hard to protect you and from unauthorised access, alteration, disclosure or destruction of information we hold, including:

We use encryption to keep your data private while in transit

We offer a range of security features, like security check up and verification to help you protect your account.

We restrict access to personal information to MREIF SPV Limited’s employees, affiliates and agents who need that information in order to process it. Anyone with this access is subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.

MANAGING, REVIEWING AND UPDATING YOUR INFORMATION

When you are signed in, you can always review and update information by visiting the services you use.

WITH YOUR CONSENT

We will share personal information outside of https://housing.mreif.com.ng. when we have your consent. For example, if you use https://housing.mreif.com.ng to select a property you want to purchase, we will get your permission before sharing your name or phone number with the Mortgage Bank. We will ask for your explicit consent to share any sensitive personal information.

LINKS TO OTHER SITES

This platform may contain links to other sites, if you click on a third-party link, you will be directed to that site. Note that the external sites are not operated by us. Therefore, we strongly advice that you review the privacy policy of that website, we have no control over and assume no responsibility for the content, privacy policies or practices of any third party services or site.

SERVERS AROUND THE WORLD

For example, we operate data centres located around the world to help keep our platforms continuously available for users

PAYMENT INFORMATION

For example, if you add a credit card or other payment method to your MREIF account, you can use it to purchase properties, pay for search of title deeds or pay for other things across our services on the platforms. We may also ask for other information, such as a tax ID number or certificate, to help process your payment. In some cases, we may also need to verify your identity and may ask you for information to do this.

OUR COOKIE POLICY

Once you agree to allow our platform to use cookies, you also agree to use the data it collects regarding your online behaviour. The data we collect by using cookies is used to customize our platform to your needs. After we use the data for statistical analysis, the data is completely removed from our systems.

Please note that cookies do not allow us to gain control of your computer in any way. They are strictly used to monitor which pages you find useful and which you do not so that we can provide a better experience for you.

WHEN THE POLICY APPLIES

This Privacy Policy applies to all of the services offered by MREIF and its affiliate and services offered on third – party sites, such as advertising services. This Privacy Policy does not apply to services that have separate privacy policies that do not incorporate this Privacy Policy.

This Privacy Policy does not apply to: The information practices of other companies and organizations that advertise our services and Services offered by other companies or individuals, including sites that may include MREIF services, be displayed to you in search results, or be linked from our services.

CHANGES TO THIS POLICY

We reserve the right to change this policy at any given time, of which you will be promptly updated. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. We will not reduce your rights under this privacy policy without your explicit consent. We always indicate the date when the last changes were published and we offer access to the latest versions for your review. If changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes).

LEGAL PROCESS OR ENFORCEABLE GOVERNMENTAL REQUEST

As with other technology and communications companies, MREIF receives request from governments and courts around the world to disclose user data. Respect for the privacy and security of date that you store with MREIF underpins our approach to complying with this legal request. Our legal team reviews each and every request, regardless of type, and we frequently push back when a request appears to be overly broad or doesn’t follow the correct process.

COMPLIANCE AND COOPERATION WITH REGULATORS

We regularly review this Privacy Policy and make sure that we process your information in ways that comply with it.

KEY TERMS

COOKIES

A cookie is a small file containing a string of characters that is sent to your computer when you visit a platform. When you visit the site again, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information. You can configure your browser to refuse all cookies or to indicate when a cookie is being sent. However, some platform features or services may not function properly without cookies.

DEVICE

A device is a computer that can be used to access Contri-Build Online Platform. For example, desktop computers, tablets, smartphones are all considered devices.

IP ADDRESS

Every device connected to the internet is assigned a number known as an internet protocol (IP) address. These numbers are usually assigned in geographic blocks. An IP address can often be used to identify the location from which a device is connecting to the internet.

NON-PERSONALLY IDENTIFIABLE INFORMATION

This is information that is recorded about users so that it no longer reflects or refers to an individually identifiable user.

PERSONAL INFORMATION

This is information that you provide to use which personally identifies you, such as your name, email address or billing information, or other data that can be reasonably linked to such information by MREIF such as information we associate with your MREIF account.

Tower 2, Bank of Industry (BOI) House, Plot 256 A O, Off Herbert Macaulay Way, Central Business District, Abuja.

Monday to Friday: 9 AM - 5 PM

Contact

234 (0)2013301828
234 (0) 2013301829
234 (0)2014145855

support@mreif.com.ng

info@mreif.com.ng

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